What You DON’T Have to Worry About Affecting Your Credit Score

There are a lot of factors that go into making up your credit score, from how often you pay your bills on time to the age of your various accounts.  When you’re trying to clean up your credit report, knowing which areas to focus on can make the credit repair process much easier and go [...]

How to improve your credit score

When you apply for a loan, any lender will first take a look at your credit history and take your credit score into account. And therefore it is essential to boost your credit score. If you have low scores now, here are some tips to improve them fast. First pay your creditors in time. Skipped [...]

Five proven ways to maintain – or even boost – your credit score

Your credit score just may be the most important three digit number in your life.  Your FICO score affects every aspect of your financial life, from your ability to get a mortgage to the interest rate you pay on your credit card bills.  And with so many employers and insurance companies factoring creditworthiness into their [...]

5 Things That Could Ruin Your Credit Score

One of the great mysteries in the world of consumer finance has always been the way credit scores are calculated. How much does a late payment hurt? What kind of impact does maxing out a credit card and paying just the minimum payment each month have on your credit score? What about people that cancel [...]