Everyone happy with life insurance premiums? Of course not – we all begrudge paying any type of insurance premiums, and life insurance is likely at the top of the list. Combine that with an industry that seems fond of overselling, and you’ve got a country full of consumers who are always suspicious that they’re overpaying [...]
Tags: Insurance Premiums, Life Insurance, Life Insurance Premiums, Premiums
Posted July 5, 2011 by Admin under Financial Guru
Term life insurance is a kind of insurance that provides the client an agreed upon guaranteed death benefit in return for a fixed rate of payment over a specified time frame. An example of term life insurance would be if a client bought a policy with a death benefit of $30,000 for a 15 year [...]
Tags: Insurance, Life Insurance, Term Life, Term Life Insurance
Posted June 23, 2011 by Admin under Financial Guru
This video What does life insurance cover? is from the series Life Insurance Defined What does life insurance cover?: Life Insurance Defined is categorized as life and leisure. This video was licensed from Grab Networks. For additional video content, click the video tab at the top of this page. If you are a new American [...]
Tags: Defined, Insurance Defined, Life Insurance, Life Insurance Defined
Posted April 22, 2011 by Hanna Silver under Financial News
Pulse Insurance has announced that it is to offer life cover to individuals who are HIV positive. Many life insurance providers are reticent to provide cover to people with diagnosed conditions or viruses, but the insurance provider has announced it is to offer a policy which offers up to 200,000 of accidental death cover and [...]
Tags: Hiv, Life Insurance
Posted July 16, 2010 by John Wane under Financial News
Sales of life insurance through direct channels are accelerating as insurers sidestep intermediaries and superannuation funds to reach customers online. Driven by savvy insurers using web channels, direct life insurance sales increased by 26% in the past 12 months, increasing its slice of the risk insurance pie by 0.7%. The latest report from actuaries Rice [...]
Tags: Insurance, Life Insurance
Posted June 20, 2010 by Hanna Silver under Financial News
Historic Bank vs. Life Insurance Rates Historically, bank interest rates have consistently outperformed the earnings from whole life insurance policies. Whole life insurance involves dedicating a portion of the premium cost to pure insurance coverage, with the remainder allocated to a savings or investment account. Although not covered by FDIC or NCUA insurance, as are [...]
Tags: Insurance, Life Insurance
Posted May 11, 2010 by John Wane under Financial News
Life insurance has become an important necessity in our day. It really is not an option, although many people still do not have any. Oftentimes, when expenses of the family rise, life insurance is often one of the first things to go – but should it be? Do you really need it? Here are some [...]
Tags: Insurance, Life Insurance
Posted April 27, 2010 by John Wane under Financial News