Term life insurance is a kind of insurance that provides the client an agreed upon guaranteed death benefit in return for a fixed rate of payment over a specified time frame. An example of term life insurance would be if a client bought a policy with a death benefit of $30,000 for a 15 year [...]
Tags: Insurance, Life Insurance, Term Life, Term Life Insurance
Posted June 23, 2011 by Admin under Financial Guru
Now that your child has their driver’s license it’s only a matter of time before they’ll be asking to borrow the car. The last thing you want to be concerned about is whether or not your car insurance policy will properly cover them, and at a reasonable rate. Getting the right coverage isn’t difficult. It’s [...]
Tags: Car Insurance, Insurance
Posted May 26, 2011 by Admin under Financial Guru
If youre one of the thousands of people hitting the slopes this year, checking youre covered by suitable travel insurance is essential – have an accident on the slopes without decent cover and you could end up paying for it. Before you jet off to enjoy your skiing holiday you need to make sure your [...]
Tags: Insurance
Posted January 26, 2011 by Admin under Financial Guru
Millions of people overpay for home insurance each year. If you think you may be among them or if you are just looking for a few ways to cut costs, the following tips may help you save money on your home insurance premium. Lower Your Deductible If you make a claim, you will have to [...]
Tags: Home Insurance, Insurance
Posted November 4, 2010 by John Wane under Financial News
Car insurance may be a necessary purchase, but it can be an expensive one as well. If you have teenage drivers in the house you may already know just how costly car insurance can be, but even older drivers with stellar driving records can find that their premiums keep going up. Fortunately there are some [...]
Tags: Car Insurance, Insurance
Posted October 5, 2010 by John Wane under Financial News
No-fault auto insurance vs. the tort system It’s all right to admit it: Auto insurance is confusing and annoying at times. Only eclipsed by the built-in confusion of health insurance coverage, auto insurance policy language can tax the patience of even the most informed reader. The difference between classic auto coverage (tort system) and no-fault [...]
Tags: Auto Insurance, Insurance
Posted September 17, 2010 by John Wane under Financial News
The inherent nature of business insurance Having sufficient business insurance is primary to every organization, large or small. Yet many business owners and senior executives misunderstand or downplay its importance unless they receive experienced, professional advice from experts. While this outlook may appear perplexing, some reasons for this common attitude are understandable. Three major reasons [...]
Tags: Business Insurance, Insurance
Posted July 11, 2010 by John Wane under Financial News
Sales of life insurance through direct channels are accelerating as insurers sidestep intermediaries and superannuation funds to reach customers online. Driven by savvy insurers using web channels, direct life insurance sales increased by 26% in the past 12 months, increasing its slice of the risk insurance pie by 0.7%. The latest report from actuaries Rice [...]
Tags: Insurance, Life Insurance
Posted June 20, 2010 by Hanna Silver under Financial News