US Financial News

Attending college is an exciting time of life with many new adventures. Attending class, studying, networking, walking around campus and doing whatever else is fun these days. One of the least attractive ideas is finding a part time job when you could be attending football games or going to a party, but it is something that is nearly essential to fund your college experiences and to set you up for your post graduate life. I have assembled 10 great ideas or ways to earn a part time income while attending your university.

Free Lance
Have a skill? There are many different avenues of free lance such as writing, photography, videography, graphic design, art, and web design. The best idea would be to start local to get your feet on the ground and then to try to either move to larger (better paying) companies or online. Free lancing is great for several reasons – it enhances your skill set, gives you better responsibility because the task is entirely dependent on you from start to finish and you establish what you will and won’t take on. This means you set your price, time tables and expectations. Sta Read more…

| Tags: Part Time, Time
Posted August 28, 2010 by John Wane under Financial News

has three coupon codes that you can use to get a cash bonus when you open a new Chase checking account.

The codes are first come, first served, so try to redeem the deal as soon as possible. After choosing which way you want to save, visit Chase.com/checking to enter the coupon code. If you use one of the codes, you can let all the other readers know by leaving a comment below the article.

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| Tags: Checking Account, Codes, Coupon Codes
Posted August 26, 2010 by Hanna Silver under Financial News

The UK health insurance industry may have endured the worst of the recession after the country?s biggest private medical insurance provider announced stable figures for the first six months of 2010. As a provident association, Bupa makes a surplus rather than a profit, and was able to record a 5 per cent surplus in the six months from January to June.

Much of that surplus was fuelled by the company?s international diversification strategy, with Bupa Asia and Bupa Australia performing particularly well, though it was the company?s performance in the UK health insurance market that will be of interest to UK industry analysts. Amid fears that consumers would abandon their medical insurance policies in an effort to reduce their monthly outgoings, Bupa reported that membership numbers were down by only 0.8 per cent since the end of 2009, allowing industry leaders to breathe a sigh of relief.

With signs that the new coalition may envisage a greater role for the private healthcare industry, the industry will be hoping to be awarded big contracts to assist the National Health Service, while health insurance providers will be hoping that consumers opt to protect themselves against hospital budget cuts by taking out medical cover . Read more…

| Tags: Health Insurance, Health Insurance Industry, Industry, Insurance Industry
Posted August 25, 2010 by John Wane under Financial News

While refinance activity is buzzing, home sales are plummeting.

A day after it was revealed that existing home sales fell to their lowest point since 1996, new homes sales fell to a record low.

Yep, last month the sale of newly built, single-family homes declined 12.4 percent to a seasonally adjusted annual rate of 276,000 units, per the Commerce Department.

That’s the lowest sales rate for new homes on record, and well below (-32.4%) the July 2009 estimate of 408,000 units.

Sales fell across every region last month, with a 25.4 percent decline seen in the West, a 13.9 percent drop in the Northeast, an 8.7 percent decline in the South, and an 8.3 percent fall in the Midwest.

The median sales price of a new home sold last month was $204,000, down from $217,000 in June and $214,200 a year earlier.

The average sales price was $235,300, down from $248,300 last month and $271,100 a year ago.

Meanwhile, the inventory of new homes for sale at the end of July was 210,000, which represents a 9.1 month supply at the current sales rate.

The number of units for sale has actually fallen year-over-year, but the slower sales pace effectively increased supply.

Remember, this doesn’t include the vast shadow inventory (foreclosed homes, mortgages in default), which is also growing steadily.

Nor does it include so-called sidelined sellers, who plan to list their homes at the sign of a housing recovery.

| Tags: Home Sales, Low, Record Low
Posted August 25, 2010 by Admin under Financial Guru

How will the CARD Act affect policies?

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| Tags: 2010, Credit Card
Posted August 24, 2010 by John Wane under Financial News

I’ve come across a few freebies that I thought were worth passing along:

Sign up for DailyWorth, a free daily email about money management for women. Click Here

Save money on your favorite brands at Coupons.com. Click for many grocery coupons for free. Click Here

Free eCookbook – Summer Fun: 19 Wonderful Chicken Salad Recipes Click Here

| Tags: Management, Money Management
Posted August 24, 2010 by Admin under Financial Guru

Say goodbye to the days of receiving copies of your checks with your statement free of charge. In a time of budget-pinching regulations and economic instability, banks are looking to save money any way they can, including charging you for providing copies of your checks. It might not be that big of a deal for you: Perhaps you’ve immersed yourself in online banking and have already automated all of your payments. In that case, you don’t really need to receive physical copies of your checks. But if you’re still the type who tries to keep immaculate physical records and track all of your incoming and outgoing expenses, balancing your checkbook might be getting a bit more expensive.

Let’s take a look at how the five largest banks in the U.S. handle

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| Tags: Available Banks, Banks
Posted August 22, 2010 by Hanna Silver under Financial News

What do you do when your payday is still not here and yet you somehow finished up your cash? Take a payday loan. Payday loan is a short term loan which would cover your expenses till your payday is here. All you need is a regular employment and a steady income for the last three months and proof that you are a major. You can also make use of this loan even if you have a bad credit history. These loans can be availed for in case of an emergency.

Repayment of these loans is not tough as these are borrowed in small amounts. Another big advantage of payday loans is that if you are out of town and still need to urgently arrange for the loans then you can do so online and there is no hard and fast rule about you being personally present. So next time you are in dire need of cash choose to go to the non traditional type payday loan as that you get just as much as you need and repay them off on your next payday.

| Tags: Payday, Payday Loans
Posted August 22, 2010 by John Wane under Financial News