US Financial News

I used to be the girl who runs to the coffee shop every morning. On the way to the coffee shop I’d pass the coffee maker, can of coffee and filters, and on the way in, I’d dump my disposable cup out in the trash. I am now a mother and living a financially friendly lifestyle is a must – for both mine and my kid’s future. Whether it’s parenthood, job change or just a want to use your finances more efficiently, there are tiny little things and even big ones that we don’t even notice we spend money on. Lets say that I was spending 4 dollars everyday on coffee. That’s around 120 dollars a month and about 1,500 dollars a year! Amazing right, over 1,000 dollars spent entirely on coffee. And to boot, 365 disposable cups in the trash can. Lets just say I make my own coffee these days and drink it in my “I Love You, Mommy” coffee mug, with a little fancy creamer to make it taste like a coffee shop latte. You don’t have to be an accountant or go to a financial school to take control of your finances and the effects they have on not only you but environmentally as well.

When you go through your everyday expenses it is amazing the little things you discover your spending thousands of dollars on a year. There a Read more…

| Posted January 10, 2011 by John Wane under Financial News

Expedia knows that the best solution for the winter blues is finding an affordable getaway. Whether you are going somewhere warm or visiting friends save on these January offers from expedia.com.

One Way Flight Deals

Going on until Monday, January 10, 2011 you can book a one way trip starting as low as $59. Travel dates range from January 17 to May 11. There are flights available from:

• Los Angeles to San Francisco, New York City, Orlando, Boston ranging from $59 – $149
• New York City to Las Vegas, Los Angeles, San Diego ranging from $129 -$139
• San Francisco to Mexico, Las Vegas, Orlando, New York ranging from $59 – $149

To see a full list of the deals or schedule a flight visit the Virgin America place page on expedia.com.

Save $300 on Air and Hotel

When you book your hotel and air to Nassau Paradise Island with expedia.com you can save $300. Just use coupon code BAHWIN1 when you book by February 9, 2011. You must stay at the hotel for at least 4 nights and travel by June 30, 2011. To

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| Tags: Expedia
Posted January 9, 2011 by Hanna Silver under Financial News

Finding it tricky to manage your finances well with the recent economical setback? Are those extra expenses creating mayhem in your life? If, so it might be a good idea to apply for a bank loan to tackle the extra expenses for the time being. The process of applying for a bank loan although is quite simple, but without the right knowledge it can be quite tricky to manage the process smoothly.

The first criterion that a bank looks into while granting you a loan is your credit history.  Thus, before you take any further step ahead, make certain that you have a clean credit history without any major flaws. Next, keep all the requisite documents ready with you and provide them as required.

A steady employment is an add-on in this case. Hence if you have a stable employment, the loan approval process takes much less time. Furnish a proof of your financial stability to facilitate the whole process. The faster you can furnish the requisite proofs and documents, the speedier will be your loan approval process.

| Tags: Bank Loan, Loan
Posted January 9, 2011 by John Wane under Financial News

AIA Australia has won a massive group insurance contract, worth about $160 million in premiums a year, from Suncorp Life. 

The Sunsuper life insurance account has been up for review after Suncorp held the contract for 23 years.

The contract, starting on July 1 next year, will provide death, disablement and income protection for the superannuation fund’s 1 million members.

AIA CEO Damien Green says Sunsuper conducted a very comprehensive tender process.

“The fund has been working on a new insurance service model and a raft of product changes that we’ll be able to easily accommodate with our strong customer service focus and technological capability,” he said.

A Suncorp Life spokesman told insuranceNEWS.com.au the loss of the Sunsuper account would only affect the business by less than 2%.

“While our bid was very strong, we have always been clear that we would only want the business on a sustainable basis,” he said.

“Suncorp Life will continue to serve our other group life customers and we will review our strategy in the group life area focusing on opportunities and profitable, sustainable business.”

Sunsuper CEO Tony Lally says the fund has significantly redesigned its default insurance products to better align with members’ needs. 

“Our research highlighted that our members wanted the flexibility to tailor insurance cover over the course of their lives,” he said.

“We’ll now be able to meet these needs with a range of new life stage and aged-based insurance options.

“As part of the new arrangements, we’ll also introduce new premium rates that will offer better value for members, with each dollar of premium buying an average 38% extra death and disability cover.”

AIA will base some staff in Sunsuper’s head office to manage the fund and it has told insuranceNEWS.com.au it will be recruiting about 5% more staff to handle the new business.

| Tags: Suncorp
Posted January 3, 2011 by Hanna Silver under Financial News

It can be a tedious task to find schools for radiology technician, if you do not know how to get the best results. One of the first things to consider is the location of the school you are considering. If you are considering studying online class location may be of little importance. However, you want to know if schools can arrange for you to do your clinical training in your area. Some schools have laboratory facilities on campus, and if that is the case, you must choose among schools for radiology technician within commuting distance or who are able to arrange for you to do your clinical work near home. You need to find all necessary radiology technician info about the best schools.

Another thing that distinguishes schools is their reputation among potential employers. If an employer does not endorse a particular school because they are not familiar with it there is no cause for alarm. However, if their failure to endorse certain radiology technician schools because of its inability to provide students with quality education, you want to remove these schools from your list of possibilities.

Talking with former students will also help you evaluate schools. Read more…

| Tags: Radiology Technician, School
Posted December 29, 2010 by Admin under Financial Guru

Thousands of Scottish Equitable customers will receive a share of 60m following an investigation into procedures at the pensions provider .

The firm was also fined 2.8m by the Financial Services Authority for the troubles it caused for customers.

The financial penalty related to incorrect pensions calculations, not issuing thousands of policyholder documents, and failing to trace policyholders who had moved home.

According to the FSA, the fine was one of the biggest the regulator has imposed this year.

“The redress package is significant news for the customers of Scottish Equitable Plc and I am pleased that 30m will already have been paid back by the end of the month,” said Margaret Cole, of the FSA.

“This case shows the importance of getting customer administrative procedures right and fixing them quickly when they go wrong. This is a key part of treating customers fairly.”

The FSA regulates the financial services sector in the UK.

| Tags: Fined, Pensions Provider
Posted December 28, 2010 by John Wane under Financial News

Online exchange market is a financial market which deals with trade of currencies. It helps in converting one currency to another. Basically you can buy a product of a particular currency and pay for it in another currency. It increases trade and liquidity.

A currency converter is used and with its help currency of a particular country can be converted into another currency using the current currency conversion rates. For example dollar can be converted into euro. But it might not always be as good as it sounds. It might so happen that you may be charged for a foreign currency which can be much more expensive than local currency while making payment through overseas credit card. Some retailers charge you around 5% for currency conversion whereas many credit card issuers charge a mere 2.5%. Some credit cards may levy no charge at all.

| Tags: Exchange, Exchange Good
Posted December 24, 2010 by John Wane under Financial News

Huntington Bank is currently offering a $25 statement credit to customers who open a Platinum Plus credit card with WorldPoint rewards.

Once approved, to qualify for the $25 statement credit, all you need to do is use the credit card to make any retail purchase totaling at least $75 within 90 days of the date your account is opened.

Credit Card Details:

• 0% introductory APR for the first 7 – 10 statement closing dates
• Standard APR will be between 12.99% – 20.99% depending on your creditworthiness
• Balance Transfers: 0% introductory APR for the first 7 to 10 statements closing dates, and after that the APR will be between 12.99% – 20.99% depending on your creditworthiness
• Late Payment Fee: up to $35
• Returned Payment: up to $25
• Foreign Transactions: 3%

The cards rewards system is called WorldPoints and it pretty much works the same way as most other credit card reward programs, offering 1 point per dollar spent. Rewar

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| Tags: 25 Statement, 25 Statement Credit, Credit, Statement Credit
Posted December 23, 2010 by Hanna Silver under Financial News