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	<title>US Financial News</title>
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	<link>http://us-financing.us</link>
	<description>Latest Financial News from US markets, banks</description>
	<lastBuildDate>Wed, 16 May 2012 11:54:18 +0000</lastBuildDate>
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		<title>Consumers still paying credit cards over mortgages</title>
		<link>http://us-financing.us/global-finance/consumers-still-paying-credit-cards-over-mortgages</link>
		<comments>http://us-financing.us/global-finance/consumers-still-paying-credit-cards-over-mortgages#comments</comments>
		<pubDate>Wed, 16 May 2012 11:54:18 +0000</pubDate>
		<dc:creator>Hanna Silver</dc:creator>
				<category><![CDATA[Global Finance]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Paying Credit]]></category>
		<category><![CDATA[Paying Credit Cards]]></category>

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		<description><![CDATA[Consumers are still apt to pay credit cards over mortgages, a trend first seen in early 2008, TransUnion said in a recent report. According to TransUnion, the trend of consumers paying credit cards on time before mortgages first occurred in the first quarter (Q1) of 2008 and has yet to revert back to the previously [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October starts on a negative note</title>
		<link>http://us-financing.us/financial-news/october-starts-on-a-negative-note</link>
		<comments>http://us-financing.us/financial-news/october-starts-on-a-negative-note#comments</comments>
		<pubDate>Wed, 16 May 2012 04:43:01 +0000</pubDate>
		<dc:creator>Oliver Blake</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Negative Note]]></category>
		<category><![CDATA[Note]]></category>

		<guid isPermaLink="false">http://us-financing.us/financial-news/october-starts-on-a-negative-note</guid>
		<description><![CDATA[Hello All,   October opened on a negative note as Greece said it likely will not meet its deficit reduction target for 2011.  The S&#038;P will probably test the 1072 low basis Dec. over the next 12-24 hours, which will determine whether the subsequent fibonacci retracement levels will be realized before years end.  We have [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Traps on using payday loans as a lifesaver</title>
		<link>http://us-financing.us/financial-news/traps-on-using-payday-loans-as-a-lifesaver</link>
		<comments>http://us-financing.us/financial-news/traps-on-using-payday-loans-as-a-lifesaver#comments</comments>
		<pubDate>Fri, 11 May 2012 08:59:54 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Payday Loans]]></category>

		<guid isPermaLink="false">http://us-financing.us/?p=734</guid>
		<description><![CDATA[A payday loan allows people with adverse credit, bad credit, County Court Judgments or CCJS, and those who have been declared bankrupt, to get an unsecured loan. Payday loans are a form of short-term, unsecured loans. They allow a U.S. citizen to borrow up to $ 1,000 and receive money very quickly, usually the same [...]]]></description>
		<wfw:commentRss>http://us-financing.us/financial-news/traps-on-using-payday-loans-as-a-lifesaver/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tricks Your Credit Cards Are Playing to Get More of Your Money</title>
		<link>http://us-financing.us/financial-guru/tricks-your-credit-cards-are-playing-to-get-more-of-your-money</link>
		<comments>http://us-financing.us/financial-guru/tricks-your-credit-cards-are-playing-to-get-more-of-your-money#comments</comments>
		<pubDate>Wed, 09 May 2012 04:12:22 +0000</pubDate>
		<dc:creator>John Wane</dc:creator>
				<category><![CDATA[Financial Guru]]></category>
		<category><![CDATA[Cards]]></category>
		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://us-financing.us/financial-guru/tricks-your-credit-cards-are-playing-to-get-more-of-your-money</guid>
		<description><![CDATA[If you’ve been choosing plastic over paper for some time now (that is, if you’ve been using credit cards over cash for most of your purchases), you’re probably well aware of just how little your creditors actually care about you.  I’m sure it came as quite a shock when you opened that initial credit card [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Phantom Auditors and the Magic Word</title>
		<link>http://us-financing.us/financial-guru/phantom-auditors-and-the-magic-word</link>
		<comments>http://us-financing.us/financial-guru/phantom-auditors-and-the-magic-word#comments</comments>
		<pubDate>Fri, 13 Apr 2012 20:53:11 +0000</pubDate>
		<dc:creator>John Wane</dc:creator>
				<category><![CDATA[Financial Guru]]></category>
		<category><![CDATA[Word]]></category>

		<guid isPermaLink="false">http://us-financing.us/financial-guru/phantom-auditors-and-the-magic-word</guid>
		<description><![CDATA[“You might find out that the auditor has never heard of the [company].” — The Vigilant Investor, p. 45 If you had to name one word that accounts for more investment fraud than any other word, what would it be? You might think that “guarantee” would be a strong contender. It certainly would crack the [...]]]></description>
		<wfw:commentRss>http://us-financing.us/financial-guru/phantom-auditors-and-the-magic-word/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Things To Consider Before Seeking Crowdfunding For Your Small Business</title>
		<link>http://us-financing.us/financial-news/things-to-consider-before-seeking-crowdfunding-for-your-small-business</link>
		<comments>http://us-financing.us/financial-news/things-to-consider-before-seeking-crowdfunding-for-your-small-business#comments</comments>
		<pubDate>Fri, 13 Apr 2012 14:24:02 +0000</pubDate>
		<dc:creator>Oliver Blake</dc:creator>
				<category><![CDATA[Financial News]]></category>

		<guid isPermaLink="false">http://us-financing.us/financial-news/things-to-consider-before-seeking-crowdfunding-for-your-small-business</guid>
		<description><![CDATA[“Crowdfunding” is the relatively new concept of pitching an idea in a large forum – typically over the Internet – in an effort to find large numbers of individual investors who are willing to contribute nominal sums for start-up capital rather than seeking venture capitalists for whole amounts. Once limited to the arts and charities, [...]]]></description>
		<wfw:commentRss>http://us-financing.us/financial-news/things-to-consider-before-seeking-crowdfunding-for-your-small-business/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Theives Busted For Making Big Bucks Off Credit Card Receipts</title>
		<link>http://us-financing.us/global-finance/theives-busted-for-making-big-bucks-off-credit-card-receipts</link>
		<comments>http://us-financing.us/global-finance/theives-busted-for-making-big-bucks-off-credit-card-receipts#comments</comments>
		<pubDate>Sun, 01 Apr 2012 19:24:38 +0000</pubDate>
		<dc:creator>Hanna Silver</dc:creator>
				<category><![CDATA[Global Finance]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://us-financing.us/global-finance/theives-busted-for-making-big-bucks-off-credit-card-receipts</guid>
		<description><![CDATA[So you were too busy trying on the fluffy robe and raiding the minibar to keep track of your hotel credit card receipt. And a few weeks later, you got slammed with a whole bunch of bogus charges. That’s exactly what happened to hundreds of hotel goers in Texas, where a ring of thieves was [...]]]></description>
		<wfw:commentRss>http://us-financing.us/global-finance/theives-busted-for-making-big-bucks-off-credit-card-receipts/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Your Bad Credit Could Be Hindering Your Job Prospects</title>
		<link>http://us-financing.us/financial-guru/how-your-bad-credit-could-be-hindering-your-job-prospects</link>
		<comments>http://us-financing.us/financial-guru/how-your-bad-credit-could-be-hindering-your-job-prospects#comments</comments>
		<pubDate>Thu, 29 Mar 2012 08:27:15 +0000</pubDate>
		<dc:creator>John Wane</dc:creator>
				<category><![CDATA[Financial Guru]]></category>

		<guid isPermaLink="false">http://us-financing.us/financial-guru/how-your-bad-credit-could-be-hindering-your-job-prospects</guid>
		<description><![CDATA[With unemployment rates in America hitting a near all-time high, the number of applications being received per position is skyrocketing. Couple the unemployment rate with the increasing popularity of employers running credit &#038; background checks on potential employees and the situation is creating a Catch-22 for many job seekers. This is because your credit profile [...]]]></description>
		<wfw:commentRss>http://us-financing.us/financial-guru/how-your-bad-credit-could-be-hindering-your-job-prospects/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Consumers poised to make comeback in 2012?</title>
		<link>http://us-financing.us/global-finance/consumers-poised-to-make-comeback-in-2012</link>
		<comments>http://us-financing.us/global-finance/consumers-poised-to-make-comeback-in-2012#comments</comments>
		<pubDate>Wed, 28 Mar 2012 20:07:53 +0000</pubDate>
		<dc:creator>Hanna Silver</dc:creator>
				<category><![CDATA[Global Finance]]></category>
		<category><![CDATA[2012]]></category>

		<guid isPermaLink="false">http://us-financing.us/global-finance/consumers-poised-to-make-comeback-in-2012</guid>
		<description><![CDATA[The overall consumer climate should continue to rebound in 2012, with both home loan and auto loan markets recovering, Equifax said in a recent report. According to data from CreditForecast.com, which is a joint product of Equifax and Moodys Analytics, consumers should look for and expect economic growth in 2012. Delinquency rates for credit cards [...]]]></description>
		<wfw:commentRss>http://us-financing.us/global-finance/consumers-poised-to-make-comeback-in-2012/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Luxury Property Buyers Focus in Key Areas</title>
		<link>http://us-financing.us/financial-news/luxury-property-buyers-focus-in-key-areas</link>
		<comments>http://us-financing.us/financial-news/luxury-property-buyers-focus-in-key-areas#comments</comments>
		<pubDate>Mon, 26 Mar 2012 21:40:50 +0000</pubDate>
		<dc:creator>Oliver Blake</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Property Buyers]]></category>

		<guid isPermaLink="false">http://us-financing.us/financial-news/luxury-property-buyers-focus-in-key-areas</guid>
		<description><![CDATA[It would appear that those people who can afford to buy property anywhere are only interested in a few select cities. The Knight Frank Prime International Residential Index indicates that luxury buyers are focusing their attention in London, Miami and Vancouver. Analysts believe more buyers will come from China, Latin America, Russia and the Middle [...]]]></description>
		<wfw:commentRss>http://us-financing.us/financial-news/luxury-property-buyers-focus-in-key-areas/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Madness Heats Up As Limbaugh, Romney Advance</title>
		<link>http://us-financing.us/global-finance/tax-madness-heats-up-as-limbaugh-romney-advance</link>
		<comments>http://us-financing.us/global-finance/tax-madness-heats-up-as-limbaugh-romney-advance#comments</comments>
		<pubDate>Sat, 17 Mar 2012 00:17:36 +0000</pubDate>
		<dc:creator>Hanna Silver</dc:creator>
				<category><![CDATA[Global Finance]]></category>

		<guid isPermaLink="false">http://us-financing.us/global-finance/tax-madness-heats-up-as-limbaugh-romney-advance</guid>
		<description><![CDATA[Years ago, I found myself sitting in law school in Moot Court wearing an oversized itchy blue suit. It was a horrible experience. In a desperate attempt to avoid anything like that in the future I enrolled in a tax course. I loved it. I signed up for another. Before I knew it, in addition [...]]]></description>
		<wfw:commentRss>http://us-financing.us/global-finance/tax-madness-heats-up-as-limbaugh-romney-advance/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Purchase A Boise Idaho Home With A VA Home Loan</title>
		<link>http://us-financing.us/global-finance/purchase-a-boise-idaho-home-with-a-va-home-loan</link>
		<comments>http://us-financing.us/global-finance/purchase-a-boise-idaho-home-with-a-va-home-loan#comments</comments>
		<pubDate>Mon, 12 Mar 2012 22:45:18 +0000</pubDate>
		<dc:creator>Hanna Silver</dc:creator>
				<category><![CDATA[Global Finance]]></category>
		<category><![CDATA[Boise Idaho]]></category>
		<category><![CDATA[Loan]]></category>

		<guid isPermaLink="false">http://us-financing.us/global-finance/purchase-a-boise-idaho-home-with-a-va-home-loan</guid>
		<description><![CDATA[Taking out a Boise Idaho VA mortgage loan on a new home purchase is a fantastic way to finance a property with a low interest rate, with little to no required down payment. Purchasing a home with an Boise Idaho VA loan may seem like a daunting task at first glance, but it is actually [...]]]></description>
		<wfw:commentRss>http://us-financing.us/global-finance/purchase-a-boise-idaho-home-with-a-va-home-loan/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prudential Shares Forecast for Commercial Property</title>
		<link>http://us-financing.us/financial-news/prudential-shares-forecast-for-commercial-property</link>
		<comments>http://us-financing.us/financial-news/prudential-shares-forecast-for-commercial-property#comments</comments>
		<pubDate>Sat, 10 Mar 2012 01:30:24 +0000</pubDate>
		<dc:creator>Oliver Blake</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Commercial]]></category>
		<category><![CDATA[Commercial Property]]></category>

		<guid isPermaLink="false">http://us-financing.us/financial-news/prudential-shares-forecast-for-commercial-property</guid>
		<description><![CDATA[Prudential Real Estate Investors (PREI) has been investing in commercial real estate for institutional clients since 1970 and now has more than 500 associates in 23 locations, which gives it an unparalleled view of the market. PREI has a very diverse portfolio and relies on research to make its buys, which have resulted in gross [...]]]></description>
		<wfw:commentRss>http://us-financing.us/financial-news/prudential-shares-forecast-for-commercial-property/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don’t Be Trapped by the Trappings</title>
		<link>http://us-financing.us/financial-guru/dont-be-trapped-by-the-trappings</link>
		<comments>http://us-financing.us/financial-guru/dont-be-trapped-by-the-trappings#comments</comments>
		<pubDate>Wed, 07 Mar 2012 08:42:04 +0000</pubDate>
		<dc:creator>John Wane</dc:creator>
				<category><![CDATA[Financial Guru]]></category>

		<guid isPermaLink="false">http://us-financing.us/financial-guru/dont-be-trapped-by-the-trappings</guid>
		<description><![CDATA[My biggest hurdle has always been the same: getting people past the powerful cognitive bias that convinces them that they are too smart, savvy, or sensible to ever be taken in by an investment fraud. Until people are equipped to turn around and examine their own thinking, they cannot shake that hardwired defense mechanism. And, [...]]]></description>
		<wfw:commentRss>http://us-financing.us/financial-guru/dont-be-trapped-by-the-trappings/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Reasons I am Buying Apple Over $500 and Before $1000</title>
		<link>http://us-financing.us/financial-news/5-reasons-i-am-buying-apple-over-500-and-before-1000</link>
		<comments>http://us-financing.us/financial-news/5-reasons-i-am-buying-apple-over-500-and-before-1000#comments</comments>
		<pubDate>Sun, 04 Mar 2012 10:45:43 +0000</pubDate>
		<dc:creator>Oliver Blake</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Apple]]></category>
		<category><![CDATA[Buying Apple]]></category>

		<guid isPermaLink="false">http://us-financing.us/financial-news/5-reasons-i-am-buying-apple-over-500-and-before-1000</guid>
		<description><![CDATA[On and off over the last 5 years I have been a holder of Apple stock . While a simpler and probably more profitable strategy would have been to accumulate and hold the stock, I instead traded AAPL as it continued to rise and occasionally pullback. However, I am now going in for the long [...]]]></description>
		<wfw:commentRss>http://us-financing.us/financial-news/5-reasons-i-am-buying-apple-over-500-and-before-1000/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ING Merges With Capital One—and Customers Are Nervous</title>
		<link>http://us-financing.us/global-finance/ing-merges-with-capital-one-and-customers-are-nervous</link>
		<comments>http://us-financing.us/global-finance/ing-merges-with-capital-one-and-customers-are-nervous#comments</comments>
		<pubDate>Sat, 25 Feb 2012 08:17:04 +0000</pubDate>
		<dc:creator>Hanna Silver</dc:creator>
				<category><![CDATA[Global Finance]]></category>
		<category><![CDATA[Capital]]></category>
		<category><![CDATA[Capital One—and]]></category>

		<guid isPermaLink="false">http://us-financing.us/global-finance/ing-merges-with-capital-one-and-customers-are-nervous</guid>
		<description><![CDATA[Say hello to yet another mega bank: On Tuesday the Fed approved the merger of credit card behemoth Capital One with the smaller, more customer friendly, ING Direct. It’s a $9 billion deal that will make Capital One the 6th largest bank in the United States by deposits. The merger has left many of ING’s [...]]]></description>
		<wfw:commentRss>http://us-financing.us/global-finance/ing-merges-with-capital-one-and-customers-are-nervous/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Can I Make Catch-Up Contributions to 401K, IRA, 403b and SIMPLE IRA Retirement Plans</title>
		<link>http://us-financing.us/financial-news/when-can-i-make-catch-up-contributions-to-401k-ira-403b-and-simple-ira-retirement-plans</link>
		<comments>http://us-financing.us/financial-news/when-can-i-make-catch-up-contributions-to-401k-ira-403b-and-simple-ira-retirement-plans#comments</comments>
		<pubDate>Tue, 14 Feb 2012 22:22:54 +0000</pubDate>
		<dc:creator>Oliver Blake</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Ira Retirement]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://us-financing.us/financial-news/when-can-i-make-catch-up-contributions-to-401k-ira-403b-and-simple-ira-retirement-plans</guid>
		<description><![CDATA[Catch-up contributions allow people who feel that they do not have enough of a nest egg to make higher retirement plan contributions as they approach retirement. If you are over or turning 50 in a given calender year you are eligible to make additional or catch-up contributions to your current retirement plan . The catch-up contribution [...]]]></description>
		<wfw:commentRss>http://us-financing.us/financial-news/when-can-i-make-catch-up-contributions-to-401k-ira-403b-and-simple-ira-retirement-plans/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRS Refund Email is a Scam</title>
		<link>http://us-financing.us/global-finance/irs-refund-email-is-a-scam</link>
		<comments>http://us-financing.us/global-finance/irs-refund-email-is-a-scam#comments</comments>
		<pubDate>Fri, 10 Feb 2012 19:11:15 +0000</pubDate>
		<dc:creator>Hanna Silver</dc:creator>
				<category><![CDATA[Global Finance]]></category>

		<guid isPermaLink="false">http://us-financing.us/global-finance/irs-refund-email-is-a-scam</guid>
		<description><![CDATA[Years ago, I found myself sitting in law school in Moot Court wearing an oversized itchy blue suit. It was a horrible experience. In a desperate attempt to avoid anything like that in the future I enrolled in a tax course. I loved it. I signed up for another. Before I knew it, in addition [...]]]></description>
		<wfw:commentRss>http://us-financing.us/global-finance/irs-refund-email-is-a-scam/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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