Credit card fraud is a problem that affects one in 10 Americans and costs us all in the long run. Even though, under federal law, you’re only accountable for up to $50 of fraudulent charges, that still means that the credit card companies are on the hook for millions. So, it’s in their interest to [...]
Tags: Card, Credit Card
Posted January 17, 2012 by Hanna Silver under Global Finance
After hitting highs in October 2008, consumer debt has shown steady declines and now sits near pre-recession levels, Equifax said in a recent report. Equifax’s National Credit Trends Report revealed that total consumer debt now sits at $11.2 trillion, which is almost identical to the $11.1 trillion mark established back before the recession in 2006. [...]
Tags: Consumer Debt, Levels
Posted January 6, 2012 by Hanna Silver under Global Finance
Years ago, I found myself sitting in law school in Moot Court wearing an oversized itchy blue suit. It was a horrible experience. In a desperate attempt to avoid anything like that in the future I enrolled in a tax course. I loved it. I signed up for another. Before I knew it, in addition [...]
Posted January 1, 2012 by Hanna Silver under Global Finance
Consumers plan to spend more on Christmas this year than they planned to spend at this time one year ago, Gallup said in a recent report. Not only do American consumers plan to spend 7 percent more this year on Christmas than last – $764 compared with $714 – but they plan to spend more [...]
Tags: Consumers Plan, Spend
Posted November 27, 2011 by Hanna Silver under Global Finance
Years ago, I found myself sitting in law school in Moot Court wearing an oversized itchy blue suit. It was a horrible experience. In a desperate attempt to avoid anything like that in the future I enrolled in a tax course. I loved it. I signed up for another. Before I knew it, in addition [...]
Posted November 19, 2011 by Hanna Silver under Global Finance
Rockwall, TX is home to great and very luxurious neighborhoods, one of which is Lago Vista. The neighborhood is revered for its beautiful nature and great charm, with beautiful homes that are scattered throughout with a great deal of prominence within the city. The neighborhood is much newer than many of those that are found [...]
Tags: Lago Vista, Vista
Posted November 7, 2011 by Hanna Silver under Global Finance
It’s no secret the nation’s economic woes have forced millions of Americans out of work. For many, long-term unemployment has meant falling behind on credit card payments, running up debts, or even losing their homes. As a result, their credit scores have plummeted.But here’s the worst part — when these individuals try to turn things [...]
Tags: Credit, Credit Reports
Posted October 30, 2011 by Hanna Silver under Global Finance
A recent study from Gallup revealed that Americans are currently more negative about the personal finances that at any point in the past decade. Gallup began asking the question “How would you rate your financial situation today — as excellent, good, only fair or poor?” in 2001, and, in the most recent survey (conducted between [...]
Tags: Finances, Personal Finances
Posted October 19, 2011 by Hanna Silver under Global Finance